Investors who count on their retirement accounts to see them through their golden years sometimes find that those savings add up to less than anticipated. One reason: Broker fees they either didn’t realize they were paying, or which were higher than need be.

But that could be changing. The Obama administration has proposed tougher regulations that officials say would curb “hidden” fees and broker conflicts of interest that can siphon off savings.

They want everyone to put the client’s interests ahead of their own. The idea is great. Putting it to work is more of a challenge. But regardless, that’s … Read the rest