Do you have a little voice in the back of your head saying “Insurance”?

Everyone knows that you have to have insurance, but what do you need? You want protection for yourself, your clients want protection for their business and your business needs protection, but how is that accomplished?

As a business owner I have found it best to simplify where possible. You should look at your insurance needs in much the same way as you look at a simple car insurance policy: Liability (protecting others), Uninsured Motorist (protecting you) and Comprehensive and Collision (protecting your vehicle).

This means that … Read the rest