How the Affordable Care Act has Changed Health Insurance Buying Decisions
By Paula WilsonWhether you are purchasing in the individual market or the small group insurance market, The Affordable Care Act (ACA) has changed how you purchase health insurance. As time goes on, market changes spurred on by the legislation make the process even more complex.
The ACA desired to make things easier for the public by categorizing individual and small group plans into four major categories, Platinum, Gold, Silver and Bronze. Each metallic level suggests that plans found within a category could be considered to be of equal actuarial value. We are to believe that the benefits within a category are simply … Read the rest